Independent Financial Guidance and Market Insight
Balance in a Changing World
It's been said that the only constant in life is change. Change brings uncertainty and risk but it also creates opportunity and growth. Engaging these contrasting forces is the key to achieving balance.
Successful investing is about managing risk - not avoiding it!
In today’s world, acquiring wealth and protecting financial assets are essential parts of securing balance in our lives. It embodies a large part of who we are and how we perceive ourselves in society. Defining how we view wealth, how we want to use it and perhaps ultimately pass it on, are the initial steps in planning for your financial future.
We've designed this website to help educate you about our process and philosophies. We hope you enjoy it and take advantage of it as a resource to navigate change, achieve financial security and attain your balance.
Newsletters
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SECURE 2.0 Makes It Easier to Give and Receive
The SECURE 2.0 Act modified the rules for qualified charitable distributions to allow funding a charitable gift annuity or charitable remainder trust from an IRA.
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Home Energy Tax Credits
There are two separate federal tax credits available for home installation of certain energy efficient or clean energy property. Learn more.
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Debit or Credit — What’s the Difference?
This article explains why it may be better to use a credit card for certain transactions, as long as the bill is paid on time to avoid interest charges.
Calculators
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Home Affordability
Estimate of the maximum amount of financing you can expect to get when you begin house hunting.
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Taxable Equivalent Yield
Calculate the rate of return you would have to receive from a taxable investment to realize an equivalent tax-exempt yield.
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Cash Flow Analysis
This Cash Flow Analysis form will help you weigh your income vs. your expenses.