Independent Financial Guidance and Market Insight
Balance in a Changing World
It's been said that the only constant in life is change. Change brings uncertainty and risk but it also creates opportunity and growth. Engaging these contrasting forces is the key to achieving balance.
Successful investing is about managing risk - not avoiding it!
In today’s world, acquiring wealth and protecting financial assets are essential parts of securing balance in our lives. It embodies a large part of who we are and how we perceive ourselves in society. Defining how we view wealth, how we want to use it and perhaps ultimately pass it on, are the initial steps in planning for your financial future.
We've designed this website to help educate you about our process and philosophies. We hope you enjoy it and take advantage of it as a resource to navigate change, achieve financial security and attain your balance.
Newsletters
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Time to Bulk Up Your Emergency Fund
A financial crisis can strike when least expected, so it’s important to have a sufficient emergency fund. This article offers some suggestions to help increase a fund before it’s needed.
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Why Buy Life Insurance During Unsettled Economic Times?
This article looks at four good reasons why life insurance can be especially helpful in a challenging economy.
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Enriching a Teen with a Roth IRA
A teen with a part-time job can contribute to a Roth IRA, which is a flexible way to accumulate funds for college, retirement, and other long-term needs.
Calculators
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Mortgage Acceleration
This calculator can help you determine how soon you can pay off your mortgage.
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Retirement Portfolio Lifespan
How Long Will Your Funds Last?
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College Funding
Use this calculator to estimate the cost of your child’s education, based on the variables you input.
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Required Minimum Distributions
Estimate the annual required distribution from your traditional IRA or former employer's retirement plan after you turn age 73.